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		<ttl>60</ttl>
		<title>Senior Money Matters! (C)</title>
		<link>http://podcast.reversemortgageexpert.net</link>
		<lastBuildDate>Fri, 12 Mar 2010 10:51:46 GMT</lastBuildDate>
		<pubDate>Fri, 12 Mar 2010 10:51:46 GMT</pubDate>
		<language>en</language>
		<copyright>Senior Money Matters! from the Association of Reverse Mortgage Specialists, Inc. (C) 2006</copyright>
		<itunes:subtitle> </itunes:subtitle>
		<itunes:author />
		<itunes:summary>This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363.</itunes:summary>
		<description>This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363.</description>
		<itunes:owner>
			<itunes:name />
			<itunes:email>nlocke@bellsouth.net</itunes:email>
		</itunes:owner>
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		<itunes:explicit>no</itunes:explicit>
		<itunes:category text="Education" />
		<item>
			<title>Mortgage Brokers listen up!  Better take this survey to heart.......</title>
			<itunes:author />
			<itunes:subtitle>Mortgage Brokers listen up!  Better take this survey to heart.......</itunes:subtitle>
			<itunes:summary>Results from a survey conducted by Financial Freedom</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Fri, 21 Sep 2007 19:02:00 GMT</pubDate>
			<itunes:duration>00:09:39</itunes:duration>
			<itunes:keywords>AARP HUD Value Fannie Mae Senior loan mortgage bank</itunes:keywords>
		</item>
		<item>
			<title>#11 "Finding clients (for you new originators)" (c)</title>
			<itunes:author>Nelson A. Locke, Reverse Mortgage Expert</itunes:author>
			<itunes:subtitle>#11 "Finding clients (for you new originators)" (c)</itunes:subtitle>
			<itunes:summary>Let's review the top six ways to find new clients - based on the experiences of several successful reverse mortgage specialists.This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Wed, 18 Jul 2007 17:05:00 GMT</pubDate>
			<itunes:duration>00:16:44</itunes:duration>
			<itunes:keywords>aarp hud fnma fha bank loan reverse mortgage loan money retire mortgage broker lend value locke</itunes:keywords>
		</item>
		<item>
			<title>#10 - "Fixed Rates?" (C)</title>
			<itunes:author />
			<itunes:subtitle>#10 - "Fixed Rates?" (C)</itunes:subtitle>
			<itunes:summary>Here Nelson will give you information about the newly released fixed rate Reverse Mortgage Programs, and explain indexes, margins, and why the commission structures are different by product. One size does NOT fit all. This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 762-2535. These podcasts are sponsored by Value Financial - Value has a great Mortgage Broker Program and can be reached at (8000 760-5363 or on the web at www.valuefinancial.net</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Wed, 28 Mar 2007 19:26:00 GMT</pubDate>
			<itunes:duration>00:14:24</itunes:duration>
			<itunes:keywords>HUD aarp hecm reverse mortgage retire senior retirement banks loans lending iTunes</itunes:keywords>
		</item>
		<item>
			<title>#9 - "Qualities of a successful Loan Officer" (c)</title>
			<itunes:author />
			<itunes:subtitle>#9 - "Qualities of a successful Loan Officer" (c)</itunes:subtitle>
			<itunes:summary>Since 1994, Nelson Locke has hired and trained hundreds of Reverse Mortgage Originators. Most have done very well, but some have been colossal failures. The blueprint for success is easy to understand. It takes a different way of thinking; a different kind of selling. You may as well find out now if you have the right stuff to work with Seniors! This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
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			<pubDate>Tue, 30 Jan 2007 19:45:00 GMT</pubDate>
			<itunes:duration>00:14:44</itunes:duration>
			<itunes:keywords>hud fnma famb namb nrmla association retirement banks loan lending seniors senior citizens itunes</itunes:keywords>
		</item>
		<item>
			<title>#8 - "Resources for Education" (C)</title>
			<itunes:author />
			<itunes:subtitle>#8 - "Resources for Education" (C)</itunes:subtitle>
			<itunes:summary>Nelson and his sidekick Larry are going to discuss FAMB, NAMB, NRMLA,  and HUD as resources for education. Learn where to go to find out what you need to know, or just for a refresher! This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363. Sponsored by Value Financial, who is a Reverse Mortgage Lender looking for a few good correspondents. Call them at (800) 760-5363 and investigate.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Wed, 10 Jan 2007 22:20:00 GMT</pubDate>
			<itunes:duration>00:15:07</itunes:duration>
			<itunes:keywords>HUD FAMB NAMB NRMLA FHA FANNIE MAE retirement senior pay loan bank mortgage broker banker reverse mortgage specialist</itunes:keywords>
		</item>
		<item>
			<title>#7 - "Defining a Maturity Event" (C)</title>
			<itunes:author />
			<itunes:subtitle>#7 - "Defining a Maturity Event" (C)</itunes:subtitle>
			<itunes:summary>This week Nelson will talk both seniors and loan originators through what constitutes the most common "Maturity Events" which cause a Reverse Mortgage to come due and payable. Basically, there are five including death, sale, moving out, failure to insure, or tax delinquency. In this plain talk episode Nelson will explain them, it's well worth the ten minutes. This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. He can be reached at (800) 760-5363. These podcasts are sponsored by Value Financial - their web site address is www.valuefinancial.net. Go take a look!</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Thu, 28 Dec 2006 21:32:00 GMT</pubDate>
			<itunes:duration>00:13:40</itunes:duration>
			<itunes:keywords>hud nrmla famb namb senior reverse mortgage bank loan banker loan officer mortgage broker retirement</itunes:keywords>
		</item>
		<item>
			<title>#6 - "The Line of Credit and Borrower Protections" (c)</title>
			<itunes:author />
			<itunes:subtitle>#6 - "The Line of Credit and Borrower Protections" (c)</itunes:subtitle>
			<itunes:summary>Here, Nelson and Larry take you through the basics of the Reverse Mortgage Line of Credit feature and the Credit Line Growth Rate. (It's NOT interest, please STOP calling it interest!) They will show you how to explain these features correctly. They also discuss Consumer Protection features for your Seniors, and they segway a little into a warning regarding selling interest-only ARMS to Seniors. Listen up here! This podcast is part of a series of educational messages written and produced by Nelson A.Locke, a Reverse Mortgage Expert and Association Executive. He is also the CEO of Value Financial - America's Senior, who sponsors all the costs associated with providing this information to you. Value has a great correspondent program, especially for "newbies". They can be reached at (800) 760-5363. These podcasts are also available on iTunes Tm.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Thu, 30 Nov 2006 00:51:00 GMT</pubDate>
			<itunes:duration>00:24:35</itunes:duration>
			<itunes:keywords>aarp HUD namb famb nrmla senior retirement reverse mortgage loan income bank mortgage broker</itunes:keywords>
		</item>
		<item>
			<title>#3 - "More about Qualifying" (c)</title>
			<itunes:author />
			<itunes:subtitle>#3 - "More about Qualifying" (c)</itunes:subtitle>
			<itunes:summary>About non-HUD programs and Reverse Mortgage qualifying in general. Tips about speaking with seniors, comments about jumbo loan programs, and more. This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. Sponsored by Value Financial, who can be reached at (800) 760-5363</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Wed, 15 Nov 2006 02:57:00 GMT</pubDate>
			<itunes:duration>00:23:02</itunes:duration>
			<itunes:keywords>aarp hud fha nrmla famb namb retire reverse mortgage retirement seniors loan bank ipod itunes</itunes:keywords>
		</item>
		<item>
			<title>#5 - "Expensive Loans? Compared to WHAT?" (c)</title>
			<itunes:author />
			<itunes:subtitle>#5 - "Expensive Loans? Compared to WHAT?" (c)</itunes:subtitle>
			<itunes:summary>Nelson and Larry discuss Reverse Mortgage costs, and how you have to lead your client to the real picture. Reality. You have to compare RMs to a comparable traditional loan, but of course, THERE ISN'T ONE. If you can master this technique you can shut down this "expensive" objection quickly. This informational Podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American residential mortgage financing. Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. Contributions by Larry Batch, Nelson's trusty and very experienced side kick.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Wed, 08 Nov 2006 23:14:00 GMT</pubDate>
			<itunes:duration>00:20:57</itunes:duration>
			<itunes:keywords>aarp hud nrmla famb namb locke retire reverse mortgage retirement savings costs TIL</itunes:keywords>
		</item>
		<item>
			<title>#4 - "How Benefits are Calculated, and how Seniors can take their money"(c)</title>
			<itunes:author />
			<itunes:subtitle>#4 - "How Benefits are Calculated, and how Seniors can take their money"(c)</itunes:subtitle>
			<itunes:summary>Nelson discusses how age, property value, lending limits, and interest rates work together to determine benefits. Contributions from Rebecca Rottman, Reverse Mortgage Specialist (c) This podcast provided through a grant from Value Financial, one of America's most experienced and trusted Reverse Mortgage Lenders. You can reach them at (800) 760-5363, or visit them on the web at www.valuefinancial.net. They have an outstanding correspondent program for brokers just entering the business.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Thu, 02 Nov 2006 22:09:00 GMT</pubDate>
			<itunes:duration>00:25:20</itunes:duration>
			<itunes:keywords>aarp hud nrmla famb namb retirement retire senior podcast ipod loan mortgage</itunes:keywords>
		</item>
		<item>
			<title>#2 - "What Seniors Want" (c)</title>
			<itunes:author>Nelson A&gt; Locke</itunes:author>
			<itunes:subtitle>#2 - "What Seniors Want" (c)</itunes:subtitle>
			<itunes:summary>Statistics an originator MUST KNOW in order to properly relate to his senior clients. Some very interesting survey material, and an introduction to the HECM and HomeKeeper.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Sat, 14 Oct 2006 21:39:00 GMT</pubDate>
			<itunes:duration>00:23:43</itunes:duration>
			<itunes:keywords>hud aarp senior retirement retire reverse mortgage nelson locke</itunes:keywords>
		</item>
		<item>
			<title>#1 - "What's a Reverse Mortgage?" (c)</title>
			<itunes:author>Nelson A. Locke</itunes:author>
			<itunes:subtitle>#1 - "What's a Reverse Mortgage?" (c)</itunes:subtitle>
			<itunes:summary>This informational podcast discusses Reverse Mortgages, the fastest growing mortgage product category in American Residential Mortgage Financing. 

Written and narrated by Nelson A. Locke, a well known Reverse Mortgage Expert and Association Executive. Since 1994, he has personally originated or supervised over 5,000 Reverse Mortgage transactions. 

The series will cover at least 16 weeks - and each week in a segment not to exceed 20 minutes Mr. Locke will discuss additional aspects of understanding Reverse Mortgages and the Senior Market. 

In addition, the Association of Reverse Mortgage Specialists (C)Tm  has created a Q&amp;A Hot Line for Originators - where you can call in toll free - 24 hours - and leave your questions. Mr. Locke may choose to answer them during a subsequent podcast. Please, no legal advice will be given; stick to the subject at hand.

This podcast has been sponsored by Value Financial - America's Senior, a leading Reverse Mortgage Lender headquartered in Florida. They offer an outstanding entry level program for potential correspondents and can be reached at (800) 760-5363.</itunes:summary>
			<itunes:explicit>no</itunes:explicit>
			<itunes:block>no</itunes:block>
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			<pubDate>Mon, 09 Oct 2006 21:32:00 GMT</pubDate>
			<itunes:duration>00:18:43</itunes:duration>
			<itunes:keywords>aarp famb namb nrmla reverse mortgage retirement retire senior broker bank loan HUD</itunes:keywords>
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